When is the last time you looked over your Dwelling or Homeowner's Insurance policy? Like most Americans, you purchased the Insurance and never really looked at it since it's already included in your mortgage. Here is a question you can call your agent and ask. "Do I have coverage that protects me from limited sudden and accidental discharge of water or steam"?
What is Limited sudden and accidental discharge of water or steam?
Discharge, Eruption, Overflow or Release of Water or Steam that is sudden and unexpected as to all insured persons from:
a) within any portion of any plumbing system that is above the surface of the ground and the upper surface of the slab.
b) within any portion of any heating or air conditioning system that is above the surface of the ground and the upper surface of the slab.
c) within any portion of an automatic fire protection system that is above the surface of the ground and the upper surface of the slab.
This endorsement can be applied to your policy with coverage options from $2,500 or up to $10,000.